October 1982
The National Bank of Fujairah was incorporated by an Emiri Decree of the Ruler of Fujairah.

September 1984
Banking operations commenced with a branch in Fujairah. Within a few months, branches were opened in Abu Dhabi and Dubai to focus on finance of foreign trade and to a lesser extent in Abu Dhabi, on the contracting and construction industries, and on the oil and gas related sectors.

By pursuing conservative lending policies and targeting established names in relatively stable trading lines, the Bank has shown consistent growth in profitability.

In 1990
The National Bank of Fujairah became the first bank in the Emirates to adapt International Accounting Standards.

From 1996
It has adopted the enhanced recommendation of International Accounting Standards contained in IAS 32.

End of 1994
The Bank relocated to its own 7 storey building in the heart of Dubai's financial district and a few months later moved into similarly owned new Head Office premises in Fujairah.

In 1995
The Bank doubled its capital, by means of a share issue to existing shareholders which was fully subscribed.

In early 1997
The Bank raised funding through a syndicated US$ 60 Million loan. The loan that was heavily over-subscribed and has been renewed twice and now stands at $50m. It has a 3-year maturity and diversifies the Bank's sources of funds, being raised from a syndicate of international banks.

In April 1999
The Bank opened a branch in the Emirate of Sharjah ensuring higher standards of service for existing customers and offering considerable potential for expanding business in this important Emirate.

End of 2002
The Balance Sheet capital adequacy ratio was in excess of 18% substantially higher than the minimum requirement of 10% recommended by the UAE Central Bank. The Bank is rated "BBB" by Capital Intelligence.

In 2003
The Bank opened a new branch at Jebel Ali Free Zone in Dubai where it already had a large number of customers with the new branch offering a more convenient service.


From 2004
The Bank began to develop a Small and Medium Enterprise (SME) focus, in addition to its Corporate Banking Business, which also houses specialized units covering marine finance and precious metals.

2006 National Bank of Fujairah reveals new Corporate Identity
In January 2006, After 22 years of quality banking services the Bank revealed its new corporate identity, ushering in a new era of smart banking and high performance, and facilitating for the Bank's announced intention to move into the retail banking space.

2006 New Branch Opening – Mussafah
In February 2006, the Bank inaugurated its first branch in the Mussafah area of Abu Dhabi. The expansion came after NBF announced its move into retail banking and the subsequent launch of the bank’s new corporate identity.

2006 New Branch Opening – Masafi and Qidfah
In March 2006, the Bank inaugurated its branch in Masafi and announced another branch in Qidfah which opened a week later, bringing NBF’s branch network up to nine branches.

2007 New Branch Opening – Deira
In July 2007, the Bank inaugurated its branch in Deira at Omar Bin Khatib Street. The expansion came after NBF announced its move into retail banking.

2007 New Branch Opening – Ajman
In August 2007, the Bank inaugurated its new branch in Ajman to upgrade and enhance its market presence throughout the UAE.

2008 New Branch Opening - Jebel Ali
In January 2008, The Bank opened doors to its latest branch located in Jebel Ali. The opening is a part of NBF’s business strategy to upgrade and enhance its market presence throughout the UAE. The ‘new’ Jebel Ali branch now increases NBF’s network to eleven branches.

2008 New Branch Opening - Tawain
In May 2008, National Bank of Fujairah has launched its latest branch in Tawain, Fujairah. The opening is a part of NBF’s business strategy to consolidate its brand presence in key ‘home’ markets. Tawain branch now increases NBF’s national network to twelve branches, five of which are situated in Fujairah.